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NDC PowerPoint NDC Purchasing Process Affidavit of Understanding Regarding Future Retirement Benefits Affidavit of Understanding Regarding Pay Stubs ROV Request Form ROV Submission Cover Page Realtor Reference Guide 2025 NDC Quick Reference Guide Extended Rate Lock Agreement Appraisal Waiver Alabama Housing AHFA AllRegs Guidelines Florida Housing Training Florida Housing Broker Approval Request Non-QM Verification Earnings Request Non-QM Self-Employed Business Narrative Non-QM DSCR & Bank Statement- Business Purpose Occupancy Affidavit SCIF Form 1103 Conventional COVID-19 Announcement CV-23-1 Title Approval Request Instructions 11.2023 Settlement Agent Agreement 4.2025 Conventional COVID-19 Announcement CV-22-1 Mortgagee Information Condo Questionnaire-FNMA 1076 AMB Overlay Resource Guide Credit Score/LTV Matrix AMB Underwriting Guidance Agency Guideline Links AMB Quick Product Guide Jumbo Product Quick Guide AMB Solutions Non-QM Guidelines AMB Solutions Non-QM- Business Purpose Inv Property Inv Property-PPP by State AMB Jumbo Guidelines Doctor Loan Guidelines FCM Agency Alternative Overlays HomeZero FHA Overlays HomeZero DPA Forgivable Guidelines HomeZero DPA Repayable Guidelines Non-Conforming Jumbo Select 30 AUS Non Conforming Jumbo Select QM Home Opportunity Loan-ITIN Guidelines fcmFirst Guidelines fcmFirst Portal Submission Guide SSA-89- Fillable Version Government COVID-19 Announcement CV-21-2 Government COVID-19 Updates Government COVID-19 Announcement CV-21-2 Government COVID-19 Updates Conventional COVID-19 Announcement CV-21-1 Conventional COVID-19 Updates Conventional COVID-19 Announcement CV-21-1 Conventional COVID-19 Updates How to Submit for Condominium Project Manager (CPM) Florida Hometown Heroes TBA Guidelines Florida Hometown Heroes Bond Guidelines Florida Bond Guidelines Florida TBA Guidelines Florida Housing Finance Corporation-Lakeview Conventional Guidelines Florida Housing Finance Corporation- Lakeview Government Guidelines City of Memphis-Guidelines OHFA-Government Guidelines OHFA-Conventional Guidelines OHFA-Lakeview Conventional Guidelines OHFA-Lakeview Government Guidelines TSAHC Lakeview Government Guidelines TSAHC Lakeview Conventional Guidelines TSAHC Guidelines CALHFA California Housing Guidelines-Government CALHFA California Housing Guidelines-Conventional 2021-18 COVID-19 Update- FHA/USDA 2021-14 COVID-19 Update- FHA/USDA CALHFA California Housing Lakeview Guidelines – Government CALHFA California Housing Lakeview Guidelines – Conventional Submission/LE Request Checklist Closing Request Form Pricing a Loan Registering and Locking a Loan Extending and Editing a Lock URLA Sections 5 – 9 and Lender Information URLA Section 3 & 4 URLA Section 1 & 2, Continuation Sheet and Unmarried Addendum FEMA Declared Disaster Counties 2020-37 FNMA COVID-19 Guideline Update 2020-39 Wholesale Announcement Disaster Announcement DA-20-2 California Wildfires New URLA 2020 Forms URLA 2020 Project 2020-34 Adverse Refinance Fee 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IRS Transcripts 2020-14 Forbearance Attestation Announcement 2020-12 Adjustable Rate Mortgages FCM URLA Update April 14, 2020 Lender Forbearance Attestation FHA Single Unit Condo Approval 4506-C new FCM 2025 August- Important URLA Update- Industry wide VA Loan Comparison Correspondent Lending Territories ARCH FHA Maximum Mortgage and NTB Worksheet VA IRRRL Net Tangible Benefit Worksheet FHA MIP and VA Funding Chart Links ENACT (formally Genworth) Essent Quick Reference Contact Sheet FHA Case Number Assignment Request Form Loan Limits FHA Condo Cert HUD Approved Condos VA Approved Condos PERS Approved Projects Purchase Review Checklist Preclosing UW Sub Checklist POA UW Checklist Rate Lock Policy Submitting a Loan for Underwriting Submitting a Closed Loan AMC Contacts MGIC THDA Docs Credit Inquiry Letter LO Certification/Intent to Proceed Blank Gift Letter Mortgage Broker Fee agreement Property Inspection Waiver PIW FHA Single Unit Approval Questionnaire VA Condo Submission Checklist FHA Condo Cert HUD Approved Condos VA Approved Condos CIC Request TBD Submission Sheet RD 3555-21 National MI Lock and Shop Agreement- Instructions Temporary Buydown Agreement- Fillable Lock and Shop Rate Lock Agreement Temporary Buydown Schedules Temporary Buydown FAQ’s Radian Temporary Buydown Calculator Lock and Shop Float Down Terms and Agreement Lock and Shop Rate Lock Agreement – NDC Only Lock and Shop Float Down Terms and Agreement- NDC Only July 8- Section 3- Financial Information_REO June 24- Section 2- Financial Information June 17- Section 1- Borrower Information June 3- Intro to Form- Important Dates May 20- Something Big is Coming FCM Correspondent Seller Guide USDA 3555 Technical Handbook VA Lenders Handbook 4000.1 FHA Single Family Housing Policy Handbook HUD-92561 POA Checklist Citizenship Guide Lender Forbearance Attestation HOL Guidelines