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REMINDER: First Community Mortgage acquired a Mortgage Boutique in February 2021
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Wholesale/NDC
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Products & Guidelines
FCM Overlay Resource Guide
10.2024
Credit Score/LTV Matrix
FCM Underwriting Guidance
Agency Guideline Links
FCM Agency Alternative Overlays
AMB Solutions NQM Binder
AMB Solutions NQM- Business Purpose Inv Property Inv Property-PPP by State
Doctor Loan Guideline Binder
HOL-ITIN Guideline Binder
HomeZero FHA Overlays
HomeZero DPA Forgivable Guidelines
HomeZero DPA Repayable Guidelines
Home Opportunity Loan (HOL-NP ITIN)
Home Opportunity Loan (HOL-LS-ITIN) Guideline Binder
Non-Conforming Jumbo Quick Guide/Comparison
Updated 11.2024
Prime Jumbo Guideline- Wholesale
Non-Conforming Jumbo Traditional Guidelines
Non-Conforming Jumbo Direct Guidelines
Non-Conforming Elite Jumbo AUS
Non-Conforming Elite Plus Jumbo AUS
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VA Flyer
Refinance Flyer
National Dr. Loan Flyer
ROV Request Form
ROV Submission Cover Page
Social Media: Overwhelmed
Social Media: Financial Tips for First Time Homebuyers
ITIN Home Opportunity Loan
Realtor Reference Guide 2024
Social Media: Back to School 4
Social Media: Back to School 3
Social Media: Back to School 2
Social Media: Back to School 1
Creative Financing – Bank Statement, DSCR, non-warrantable condos
NDC Quick Reference Guide
DSCR Loans
Social Media: Homeownership Month 1
Extended Rate Lock Agreement
The Cost of Waiting
Flexible Loan Terms Flyer
Appraisal Waiver
HomeZero Summary
Lock & Shop Flyer
Ohio Down Payment Assistance
Florida Housing Training
Florida Housing Broker Approval Request
Quick Product Guide
Home Opportunity Loan (HOL) Flyer
THDA FTHB Flyer
Non-QM Verification Earnings Request
Non-QM Self-Employed Business Narrative
Non-QM DSCR & Bank Statement- Business Purpose Occupancy Affidavit
SCIF Form 1103
Conventional COVID-19 Announcement CV-23-1
HomeZero Flyer
2-1 Buydown Fly
VA Flyer
USDA Flyer
Jumbo Flyer
Title Approval Request Instructions 11.2023
Settlement Agent Agreement 6.2024
Conventional COVID-19 Announcement CV-22-1
Mortgagee Information
Condo Questionnaire-FNMA 1076
Credit Score/LTV Matrix
Agency Guideline Links
FCM Overlay Resource Guide
Credit Score/LTV Matrix
FCM Underwriting Guidance
Agency Guideline Links
FCM Agency Alternative Overlays
AMB Solutions NQM Binder
AMB Solutions NQM- Business Purpose Inv Property Inv Property-PPP by State
Doctor Loan Guideline Binder
HOL-ITIN Guideline Binder
HomeZero FHA Overlays
HomeZero DPA Forgivable Guidelines
HomeZero DPA Repayable Guidelines
Home Opportunity Loan (HOL-NP ITIN)
Home Opportunity Loan (HOL-LS-ITIN) Guideline Binder
Non-Conforming Jumbo Quick Guide/Comparison
Prime Jumbo Guideline- Wholesale
Non-Conforming Jumbo Traditional Guidelines
Jumbo Product Quick Guide/Comparison
Non-Conforming Jumbo Direct Guidelines
Non-Conforming Elite Jumbo AUS
Non-Conforming Elite Jumbo AUS
Non-Conforming Elite Plus Jumbo AUS
Non-Conforming Elite Plus Jumbo AUS
Non-Conforming Jumbo Traditional
Non-Conforming Jumbo Direct
SSA-89- Fillable Version
Government COVID-19 Announcement CV-21-2
Government COVID-19 Updates
Government COVID-19 Announcement CV-21-2
Government COVID-19 Updates
Conventional COVID-19 Announcement CV-21-1
Conventional COVID-19 Updates
Conventional COVID-19 Announcement CV-21-1
Conventional COVID-19 Updates
How to Submit for Condominium Project Manager (CPM)
Non-Conforming Jumbo Select 30 AUS
Florida Hometown Heroes TBA Guidelines
Florida Hometown Heroes Bond Guidelines
Florida Bond Guidelines
Florida TBA Guidelines
Florida Housing Finance Corporation-Lakeview Conventional Guidelines
Florida Housing Finance Corporation- Lakeview Government Guidelines
City of Memphis-Guidelines
OHFA-Government Guidelines
OHFA-Conventional Guidelines
OHFA-Lakeview Conventional Guidelines
OHFA-Lakeview Government Guidelines
TSAHC Lakeview Government Guidelines
TSAHC Lakeview Conventional Guidelines
TSAHC Guidelines
CALHFA California Housing Guidelines-Government
CALHFA California Housing Guidelines-Conventional
2021-18 COVID-19 Update- FHA/USDA
2021-14 COVID-19 Update- FHA/USDA
CALHFA California Housing Lakeview Guidelines – Government
CALHFA California Housing Lakeview Guidelines – Conventional
Submission/LE Request Checklist
Closing Request Form
Pricing a Loan
Registering and Locking a Loan
Extending and Editing a Lock
URLA Sections 5 – 9 and Lender Information
URLA Section 3 & 4
URLA Section 1 & 2, Continuation Sheet and Unmarried Addendum
FEMA Declared Disaster Counties
2020-37 FNMA COVID-19 Guideline Update
2020-39 Wholesale Announcement
Disaster Announcement DA-20-2 California Wildfires
New URLA 2020 Forms
URLA 2020 Project
2020-34 Adverse Refinance Fee
Correspondent Fee Schedule
Insurance Policies and Requirements
Insurance Policies and Requirements
Private Flood Insurance Requirements
Non-Conforming Jumbo Express
Non-Conforming Jumbo Express
Disaster Announcement DA-20-5 Hurricane Sally
Disaster Announcement DA-20-4 Oregon Wildfires Winds
Disaster Area – Property Re-Inspection Requirements
Disaster Announcement DA-20-3 Louisiana Hurricane Laura
Disaster Announcement DA-2-01 Iowa Severe Storms
2020-33 FHA: Self-Employment & Rental Income
2020-30 VA: Veterans in Forbearance & IRRRL’s
2020-35 FHA Self-Employment & Rental Income
2020-32 VA: IRRRL’s and Borrowers in Forbearance
Appraisal Transfer Policy
COVID-19 Business Impact & Continuity Attestation
COVID-19 Business Impact & Continuity Attestation
Forbearance after Purchase
2020-8,10&16 Government Loan Programs
2020-7,11,16,21,24&27 Conventional Announcements
2020-08,13,18,26&29 Conventional Announcements
2020-10,12&18 Government Loans
2020-16 & 21 Forbearance notices for NDC
2020-14 Wholesale Announcement
2020-11 Wholesale Announcement
2020-09 Wholesale Announcement
2020-09 IRS Transcripts
2020-14 Forbearance Attestation Announcement
2020-12 Adjustable Rate Mortgages
FCM URLA Update April 14, 2020
Lender Forbearance Attestation
Editing PDF Flyers
FHA Loans
Rent vs Buy
FHA Single Unit Condo Approval
4506-C October 2022
4506-C October 2022 Prefilled with FCM information
Reasons to Refinance
August- Important URLA Update- Industry wide
VA Loan Comparison
Correspondent Lending Territories
ARCH
FHA Maximum Mortgage and NTB Worksheet
VA IRRRL Net Tangible Benefit Worksheet
FHA MIP and VA Funding Chart Links
ENACT (formally Genworth)
Essent
Quick Reference Contact Sheet
FHA Case Number Assignment Request Form
Loan Limits
FHA Condo Cert
HUD Approved Condos
VA Approved Condos
PERS Approved Projects
Purchase Review Checklist
Preclosing UW Sub Checklist
POA UW Checklist
Rate Lock Policy
Submitting a Loan for Underwriting
Submitting a Closed Loan
AMC Contacts
MGIC
THDA Docs
Credit Inquiry Letter
LO Certification/Intent to Proceed
Blank Gift Letter
Mortgage Broker Fee agreement
Property Inspection Waiver PIW
FHA Single Unit Approval Questionnaire
VA Condo Submission Checklist
FHA Condo Cert
HUD Approved Condos
VA Approved Condos
CIC Request
TBD Submission Sheet
RD 3555-21
National MI
Lock and Shop Agreement- Instructions
Temporary Buydown Agreement- Fillable
Non-Delegated Quick Reference
Non-Delegated Correspondent Tier 1- Purchase Review Submission Sheet
Lock and Shop Rate Lock Agreement
Temporary Buydown Schedules
Temporary Buydown FAQ’s
Radian
Non-Delegated Correspondent Tier 2- Purchase Review Submission Sheet
Temporary Buydown Calculator
Lock and Shop Float Down Terms and Agreement
Lock and Shop Rate Lock Agreement – NDC Only
Lock and Shop Float Down Terms and Agreement- NDC Only
July 8- Section 3- Financial Information_REO
June 24- Section 2- Financial Information
June 17- Section 1- Borrower Information
June 3- Intro to Form- Important Dates
May 20- Something Big is Coming
FCM Correspondent Seller Guide
USDA 3555 Technical Handbook
VA Lenders Handbook
4000.1 FHA Single Family Housing Policy Handbook
HUD-92561
POA Checklist
Citizenship Guide
Non-Conforming Jumbo Select 30 AUS
Non-Conforming Jumbo Select 90
Non Conforming Jumbo Select QM
Non Conforming Jumbo Choice QM
Non-Conforming Jumbo Select 90
Non Conforming Jumbo Choice QM
Non Conforming Jumbo Select QM
Lender Forbearance Attestation
fcmFirst Guidelines
fcmFirst Portal Submission Guide
HOL Guidelines
Become Our Partner
News & Announcements
2024-75 Wholesale Announcement – VA Updates
Nov 20, 2024
2024-74 Wholesale Announcement – Freddie Mac Updates
Nov 20, 2024
2024-73 Wholesale Announcement – Fannie Mae Updates
Nov 20, 2024
Update: Disaster Announcement DA-24-44.1 Florida – Hurricane Milton
Nov 05, 2024
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Seller Guide