• Home

  • Wholesale/NDC
    (KC)
  • Correspondent/NDC
    (KC)
  • Home

  • Wholesale/NDC
    (KC)
  • Correspondent/NDC
    (KC)
FHA Case Number Request Contact Client Login
Menu
  • Home

  • Wholesale/NDC
    (KC)
  • Correspondent/NDC
    (KC)
×
Wholesale/NDC
(KC)
Correspondent/NDC
(KC)
FHA Case Number Request
Contact
Client Login

Resources

Forms
Condos
Disclosures
DPA/Bond Programs
URLA
Lockdesk
Appraisal Resources
Resources
MI Company Info
COVID-19

Products & Guidelines

VA Guidelines Revised 1.8.2021
Conventional Guidelines Revised 11/19/20
Non-Conforming Jumbo Express Non-Conforming Jumbo Express
Credit Score & LTV Matrix
RD Guidelines Revised 5/27/2020
FHA Guidelines Revised 1/27/2021
View All

Marketing Materials

Editing PDF Flyers Step by step instructions for adding your name and image to the marketing material below.
FHA Loans
Rent vs Buy
View All
URLA Sections 5 – 9 and Lender Information URLA Section 3 & 4 URLA Section 1 & 2, Continuation Sheet and Unmarried Addendum VA Guidelines FEMA Declared Disaster Counties 2020-37 FNMA COVID-19 Guideline Update 2020-39 Wholesale Announcement Conventional Guidelines Disaster Announcement DA-20-2 California Wildfires New URLA 2020 Forms URLA 2020 Project 2020-34 Adverse Refinance Fee Correspondent Fee Schedule Title Company Request Form Insurance Policies and Requirements Insurance Policies and Requirements Non-Conforming Jumbo Express Disaster Announcement DA-20-5 Hurricane Sally Disaster Announcement DA-20-4 Oregon Wildfires Winds Disaster Area – Property Re-Inspection Requirements Disaster Announcement DA-20-3 Louisiana Hurricane Laura Disaster Announcement DA-2-01 Iowa Severe Storms 2020-33 FHA: Self-Employment & Rental Income 2020-30 VA: Veterans in Forbearance & IRRRL’s 2020-35 FHA Self-Employment & Rental Income 2020-32 VA: IRRRL’s and Borrowers in Forbearance Appraisal Transfer Policy COVID-19 Business Impact & Continuity Attestation COVID-19 Business Impact & Continuity Attestation Forbearance after Purchase 2020-8,10&16 Government Loan Programs 2020-7,11,16,21,24&27 Conventional Announcements 2020-08,13,18,26&29 Conventional Announcements 2020-10,12&18 Government Loans 2020-16 & 21 Forbearance notices for NDC 2020-14 Wholesale Announcement 2020-11 Wholesale Announcement 2020-09 Wholesale Announcement 2020-09 IRS Transcripts 2020-14 Forbearance Attestation Announcement 2020-12 Adjustable Rate Mortgages FCM URLA Update April 14, 2020 Lender Forbearance Attestation Editing PDF Flyers FHA Loans Rent vs Buy New Construction Bonus FHA Single Unit Condo Approval 4506-T March 2019 Reasons to Refinance August- Important URLA Update- Industry wide VA Loan Comparison National MI Correspondent Lending Territories Credit Score & LTV Matrix Source AM Fee Sheet FHA Maximum Mortgage and NTB Worksheet VA IRRRL Net Tangible Benefit Worksheet FHA MIP Chart FHA Product Guide Conventional Product Guide Credit Score/LTV Matrix Quick Reference Contact Sheet Loan Limits Condo Questionnaire- Long form Condo Questionnaire- Short form FHA Condo Cert HUD Approved Condos VA Approved Condos PERS Approved Projects Purchase Review Checklist Preclosing UW Sub Checklist POA UW Checklist Product Lock hours Lock Policy Submitting a Loan for UW Extending & Editing Locks Closed Loan Delivery Manually creating a new loan & locking Importing 3.2 and Locking AMC Contact List ARIVS Fee Sheet Appraiser Vendor Fee Sheet Collateral Management Fee Sheet Pendo Fee Sheet Trilateral Fee Sheet Triserv Fee sheet Genworth Arch MGIC Essent Radian THDA Docs Credit Inquiry Letter Electronic Delivery Consent LO Certification/Intent to Proceed Blank Gift Letter Mortgage Broker Fee agreement USDA Employment & Asset Cert Property Inspection Waiver PIW Condo Questionnaire – Long form Condo Questionnaire – Short form FHA Single Unit Approval Questionnaire VA Condo Submission Checklist FHA Condo Cert HUD Approved Condos VA Approved Condos Product Lock hours Lock Policy Float Down Option CIC Request Loan Submission Sheet TBD Submission Sheet RD 3555-21 LE Request Purchase Vendor Checklist Settlement Agent Info RD Product Guides VA Product Guides July 8- Section 3- Financial Information_REO June 24- Section 2- Financial Information June 17- Section 1- Borrower Information June 3- Intro to Form- Important Dates May 20- Something Big is Coming FCM Correspondent Seller Guide USDA 3555 Technical Handbook VA Lenders Handbook 4000.1 FHA Single Family Housing Policy Handbook FHLMC Selling Guide FNMA Selling Guide RD Guidelines FHA Guidelines HUD-92561 POA Checklist Non Conforming Jumbo Select QM Non Conforming Jumbo Choice QM Non Conforming Jumbo Choice QM Non Conforming Jumbo Select QM Lender Forbearance Attestation HOL Guidelines
Resources (20)
Products & Guidelines (9)
News & Announcements (20)
Marketing Materials (5)
URLA Sections 5 – 9 and Lender Information URLA Section 3 & 4 URLA Section 1 & 2, Continuation Sheet and Unmarried Addendum VA Guidelines FEMA Declared Disaster Counties 2020-37 FNMA COVID-19 Guideline Update 2020-39 Wholesale Announcement Conventional Guidelines Disaster Announcement DA-20-2 California Wildfires New URLA 2020 Forms URLA 2020 Project 2020-34 Adverse Refinance Fee Correspondent Fee Schedule Title Company Request Form Insurance Policies and Requirements Insurance Policies and Requirements Non-Conforming Jumbo Express Disaster Announcement DA-20-5 Hurricane Sally Disaster Announcement DA-20-4 Oregon Wildfires Winds Disaster Area – Property Re-Inspection Requirements Disaster Announcement DA-20-3 Louisiana Hurricane Laura Disaster Announcement DA-2-01 Iowa Severe Storms 2020-33 FHA: Self-Employment & Rental Income 2020-30 VA: Veterans in Forbearance & IRRRL’s 2020-35 FHA Self-Employment & Rental Income 2020-32 VA: IRRRL’s and Borrowers in Forbearance Appraisal Transfer Policy COVID-19 Business Impact & Continuity Attestation COVID-19 Business Impact & Continuity Attestation Forbearance after Purchase 2020-8,10&16 Government Loan Programs 2020-7,11,16,21,24&27 Conventional Announcements 2020-08,13,18,26&29 Conventional Announcements 2020-10,12&18 Government Loans 2020-16 & 21 Forbearance notices for NDC 2020-14 Wholesale Announcement 2020-11 Wholesale Announcement 2020-09 Wholesale Announcement 2020-09 IRS Transcripts 2020-14 Forbearance Attestation Announcement 2020-12 Adjustable Rate Mortgages FCM URLA Update April 14, 2020 Lender Forbearance Attestation Editing PDF Flyers FHA Loans Rent vs Buy New Construction Bonus FHA Single Unit Condo Approval 4506-T March 2019 Reasons to Refinance August- Important URLA Update- Industry wide VA Loan Comparison National MI Correspondent Lending Territories Credit Score & LTV Matrix Source AM Fee Sheet FHA Maximum Mortgage and NTB Worksheet VA IRRRL Net Tangible Benefit Worksheet FHA MIP Chart FHA Product Guide Conventional Product Guide Credit Score/LTV Matrix Quick Reference Contact Sheet Loan Limits Condo Questionnaire- Long form Condo Questionnaire- Short form FHA Condo Cert HUD Approved Condos VA Approved Condos PERS Approved Projects Purchase Review Checklist Preclosing UW Sub Checklist POA UW Checklist Product Lock hours Lock Policy Submitting a Loan for UW Extending & Editing Locks Closed Loan Delivery Manually creating a new loan & locking Importing 3.2 and Locking AMC Contact List ARIVS Fee Sheet Appraiser Vendor Fee Sheet Collateral Management Fee Sheet Pendo Fee Sheet Trilateral Fee Sheet Triserv Fee sheet Genworth Arch MGIC Essent Radian THDA Docs Credit Inquiry Letter Electronic Delivery Consent LO Certification/Intent to Proceed Blank Gift Letter Mortgage Broker Fee agreement USDA Employment & Asset Cert Property Inspection Waiver PIW Condo Questionnaire – Long form Condo Questionnaire – Short form FHA Single Unit Approval Questionnaire VA Condo Submission Checklist FHA Condo Cert HUD Approved Condos VA Approved Condos Product Lock hours Lock Policy Float Down Option CIC Request Loan Submission Sheet TBD Submission Sheet RD 3555-21 LE Request Purchase Vendor Checklist Settlement Agent Info RD Product Guides VA Product Guides July 8- Section 3- Financial Information_REO June 24- Section 2- Financial Information June 17- Section 1- Borrower Information June 3- Intro to Form- Important Dates May 20- Something Big is Coming FCM Correspondent Seller Guide USDA 3555 Technical Handbook VA Lenders Handbook 4000.1 FHA Single Family Housing Policy Handbook FHLMC Selling Guide FNMA Selling Guide RD Guidelines FHA Guidelines HUD-92561 POA Checklist Non Conforming Jumbo Select QM Non Conforming Jumbo Choice QM Non Conforming Jumbo Choice QM Non Conforming Jumbo Select QM Lender Forbearance Attestation HOL Guidelines

News & Announcements

Disaster Announcement DA-21-03 Oklahoma Severe Winter Storms
Feb 25, 2021
Oklahoma Severe Winter Storms
Disaster Announcement DA-21-02 Texas Severe Winter Storms Update 02/23/21
Feb 23, 2021
Texas Severe Winter Storms
2021-3 Wholesale Announcement- 4506-C
Feb 04, 2021
2021-2 Wholesale Announcement- FHA DACA
Jan 28, 2021
View Archive

Subscribe (Wholesale):

Seller Guide

First Community Mortgage, Inc.
275 Robert Rose Drive
Murfreesboro, TN 37129

1-800-GO-HUMAN

NMLS# 629700

© First Community Mortgage.

  • Accessibility Policy
  • Privacy Policy
  • NMLS Consumer Access
  • State License Information
  • California Privacy Policy
  • Cyber Security Education
  • Company
    • Wholesale/NDC
    • Correspondent/NDC
    • Contact Us
  • Resources
    • TPO Connect
    • Lending Territory
    • Testimonials

First Community Mortgage, Inc.
275 Robert Rose Drive
Murfreesboro, TN 37129

1-800-GO-HUMAN

NMLS# 629700

The Human Mortgage Approach

First Community Mortgage, Inc. (FCM) provides a Human Mortgage approach to all Business Partners and Sellers in the broker and correspondent origination channels. Our industry was founded as a “People” business or a “Relationship” business, which is still true today. FCM helps its clients through tough deals and spends time helping each client improve the way they do business. That’s the human part of Human Mortgage. In addition, each process and strategy we deploy includes humans as the method to provide value, consistency, and speed.

First Community Mortgage is a diversified lending organization, maximizing lending channels through its brokers and correspondent partners. With its corporate office located in Murfreesboro, TN, FCM has a highly seasoned Sales Support Team to ensure that all partners receive the world class customer service they deserve.

First Community Mortgage is a wholly owned subsidiary of First Community Bank of Tennessee, head quartered in Shelbyville, TN.

© First Community Mortgage.
Terms & Conditions. Privacy Policy.
  • Accessibility Policy
  • Privacy Policy
  • NMLS Consumer Access
  • State License Information
  • California Privacy Policy
  • Cyber Security Education