VA IRRRL Non-Credit Qualifying Checklist 2025 VA IRRRL Credit Qualifying Checklist 2025 FHA Non-Credit Qualifying Checklist 2025 FHA Credit Qualifying Checklist 2025 AMB Quick Product Guide VA Form 26-8923 VA IRRRL Net Tangible Benefit Worksheet AMB FHA Max Mortgage Calculator Broker FHA Streamline Flyer 2025 CONVENTIONAL DPA Flyer 2025 W9 2025 Broker Agreement 2025.10 Home Equity CES Flyer 9.22.26 How to request an ICD How To Price a Scenario 8.27.25 How to get a MI Quote 8.27.25 Seller Closing Costs Flyer 2025 AMB Income Calculation Form 8.12.25 Training Video – Blue Sage LOS Blue Sage Broker Portal Part 1 8.12.25 Blue Sage Broker Portal Part 2 8.12.25 Initial Set Up User Name & Password 8.12.25 How to Create a New User 8.12.25 How to Reset a Password 8.12.25 How to Submit for Income Calculations 8.12.25 How to Register a Loan 8.12.25 How to Register and Submit a TBD Loan PPT 8.12.25 How to Quick Lock a Loan PPT 8.12.25 How to Lock a Loan 8.12.25 How to Run AUS 8.12.25 How to sign initial disclosures for borrower 8.12.25 How to Send out initial Disclosures 8.12.25 How to Submit your Loan 8.12.25 How to Upload Conditions & Submit your file to UW for Review 8.12.25 NDC PowerPoint 8.12.25. NDC Purchasing Process PPT 8.12.25 Borrowers Buy More Property – DSCR Aug 2025 Family Opportunity Flyer 2025 DSCR Loans – SO Easy Social Post 2025 DSCR Loans Social 2025 Build Their Wealth Social Post 2025 Dream School District Before School Social Graphic 2025 Homebuying Goals Flyer 2025 FHA, VA, USDA Property Guidelines Flyer 2025 Zero Down USDA Flyer 2025 Mortgage After Bankruptcy Flyer 2025 Credit score factors Flyer 2025 Refinance Flyer 2024 Odd Terms flyer 2025 National Dr. Loan Flyer 2024 Jumbo Flyer 2025 DSCR Loans Flyer 2025 Zero Down Zero Income Flyer 2025 Lock & Shop Flyer 2024 Cash-Out DSCR Flyer 2025 Solutions Creative Financing Flyer 2025 VA Loans Flyer 2025 VA IRRRL Flyer 2025 TSAHC Flyer 2025 HomeZero Summary Flyer 2025 HomeZero Quick Product Guide Social Post 2025 VA Loans Flyer 2025 Protect Your Privacy Flyer 2025 Beneficial Ownership Form Training Video – Blue Sage LOS Realtor Reference Guide – Condensed – 2025 Affidavit of Understanding Regarding Future Retirement Benefits Affidavit of Understanding Regarding Pay Stubs ROV Request Form ROV Submission Cover Page Realtor Reference Guide 2025 NDC Quick Reference Guide Extended Rate Lock Agreement Appraisal Waiver Alabama Housing AHFA AllRegs Guidelines Florida Housing Training Florida Housing Broker Approval Request Non-QM Verification Earnings Request Non-QM Self-Employed Business Narrative Non-QM DSCR & Bank Statement- Business Purpose Occupancy Affidavit SCIF Form 1103 Conventional COVID-19 Announcement CV-23-1 Title Approval Request Instructions 11.2023 Settlement Agent Agreement 8.2025 Conventional COVID-19 Announcement CV-22-1 Mortgagee Information Condo Questionnaire-FNMA 1076 AMB Overlay Resource Guide Credit Score/LTV Matrix AMB Underwriting Guidance Agency Guideline Links AMB Solutions Non-QM Guidelines AMB Solutions Non-QM- Business Purpose Inv Property Inv Property-PPP by State FCM/AMB Solutions Platinum Guidelines FCM/AMB Solutions Platinum- DSCR-Business Purpose Inv Property-PPP by State FCM/AMB Solutions Platinum-ALT Doc-Business Purpose Inv Property-PPP by State AMB Jumbo Guidelines FCM/AMB Jumbo ARMs RW Guidelines Doctor Loan Guidelines FCM Agency Alternative Overlays HomeZero FHA Overlays HomeZero DPA Forgivable Guidelines HomeZero DPA Repayable Guidelines Non-Conforming Jumbo Select 30 AUS Non Conforming Jumbo Select QM Home Opportunity Loan-ITIN Guidelines FCM/AMB Home Equity Closed End Second Guidelines fcmFirst Guidelines SSA-89- Fillable Version Government COVID-19 Announcement CV-21-2 Government COVID-19 Updates Government COVID-19 Announcement CV-21-2 Government COVID-19 Updates Conventional COVID-19 Announcement CV-21-1 Conventional COVID-19 Updates Conventional COVID-19 Announcement CV-21-1 Conventional COVID-19 Updates How to Submit for Condominium Project Manager (CPM) Florida Hometown Heroes TBA Guidelines Florida Hometown Heroes Bond Guidelines Florida Bond Guidelines Florida TBA Guidelines Florida Housing Finance Corporation-Lakeview Conventional Guidelines Florida Housing Finance Corporation- Lakeview Government Guidelines City of Memphis-Guidelines OHFA-Government Guidelines OHFA-Conventional Guidelines OHFA-Lakeview Conventional Guidelines OHFA-Lakeview Government Guidelines TSAHC Lakeview Government Guidelines TSAHC Lakeview Conventional Guidelines TSAHC Guidelines CALHFA California Housing Guidelines-Government CALHFA California Housing Guidelines-Conventional 2021-18 COVID-19 Update- FHA/USDA 2021-14 COVID-19 Update- FHA/USDA CALHFA California Housing Lakeview Guidelines – Government CALHFA California Housing Lakeview Guidelines – Conventional Submission/LE Request Checklist Closing Request Form Pricing a Loan Registering and Locking a Loan Extending and Editing a Lock URLA Sections 5 – 9 and Lender Information URLA Section 3 & 4 URLA Section 1 & 2, Continuation Sheet and Unmarried Addendum FEMA Declared Disaster Counties 2020-37 FNMA COVID-19 Guideline Update 2020-39 Wholesale Announcement Disaster 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for NDC 2020-14 Wholesale Announcement 2020-11 Wholesale Announcement 2020-09 Wholesale Announcement 2020-09 IRS Transcripts 2020-14 Forbearance Attestation Announcement 2020-12 Adjustable Rate Mortgages FCM URLA Update April 14, 2020 Lender Forbearance Attestation FHA Single Unit Condo Approval 4506-C new FCM 2025 August- Important URLA Update- Industry wide VA Loan Comparison Correspondent Lending Territories ARCH FHA MIP and VA Funding Chart Links ENACT (formally Genworth) Essent Quick Reference Contact Sheet FHA Case Number Assignment Request Form Loan Limits FHA Condo Cert HUD Approved Condos VA Approved Condos PERS Approved Projects Purchase Review Checklist Preclosing UW Sub Checklist POA UW Checklist Rate Lock Policy Submitting a Loan for Underwriting Submitting a Closed Loan AMC Contacts MGIC THDA Docs Credit Inquiry Letter LO Certification/Intent to Proceed Blank Gift Letter Mortgage Broker Fee agreement Property Inspection Waiver PIW FHA Single Unit Approval Questionnaire VA Condo Submission Checklist FHA Condo Cert HUD Approved Condos VA Approved Condos CIC Request TBD Submission Sheet RD 3555-21 National MI Lock and Shop Agreement- Instructions Temporary Buydown Agreement- Fillable Lock and Shop Rate Lock Agreement Temporary Buydown Schedules Temporary Buydown FAQ’s Radian Temporary Buydown Calculator Lock and Shop Float Down Terms and Agreement Lock and Shop Rate Lock Agreement – NDC Only Lock and Shop Float Down Terms and Agreement- NDC Only July 8- Section 3- Financial Information_REO June 24- Section 2- Financial Information June 17- Section 1- Borrower Information June 3- Intro to Form- Important Dates May 20- Something Big is Coming FCM Correspondent Seller Guide USDA 3555 Technical Handbook VA Lenders Handbook 4000.1 FHA Single Family Housing Policy Handbook HUD-92561 POA Checklist Citizenship Guide fcmFirst Exclusionary List Lender Forbearance Attestation